PayCheck Cal
New York Paycheck Calculator (2026)
Estimate your New York take-home pay after federal and state taxes, PFL, disability, and FICA.
Open the calculator →How New York state income tax works
New York State has a progressive income tax with rates from 4% to 10.9% for 2026. Note that New York City and Yonkers add their own local income taxes for residents, which this state-level estimate does not include.
| Taxable income (single) | Marginal rate |
|---|---|
| $0 – $8,500 | 4.0% |
| $8,500 – $11,700 | 4.5% |
| $11,700 – $13,900 | 5.25% |
| $13,900 – $80,650 | 5.5% |
| $80,650 – $215,400 | 6.0% |
| $215,400 – $1,077,550 | 6.85% |
| $1,077,550 – $5,000,000 | 9.65% |
| $5M – $25M | 10.3% |
| $25,000,000+ | 10.9% |
New York payroll deductions
New York requires two mandatory paycheck contributions in addition to income tax:
- NY Paid Family Leave (PFL) — about 0.432% of wages, capped at $411.91 per year for 2026.
- NY Disability (DBL) — 0.5% of the first $120 of weekly wages, a maximum of roughly $31.20 per year.
If you live in New York City or Yonkers, you also owe a local income tax that is separate from the state tax shown here.
Take-home pay examples (2026, single filer)
Estimated annual take-home pay after federal tax, Social Security, Medicare, and state taxes, using the standard deduction. Your actual amount depends on your filing status, pre-tax deductions, and other factors.
| Gross salary | Take-home / yr | / month | / biweekly | Kept |
|---|---|---|---|---|
| $40,000 | $32,081 | $2,673 | $1,234 | 80% |
| $60,000 | $46,965 | $3,914 | $1,806 | 78% |
| $75,000 | $57,277 | $4,773 | $2,203 | 76% |
| $100,000 | $73,305 | $6,109 | $2,819 | 73% |
| $150,000 | $104,916 | $8,743 | $4,035 | 70% |
Figures are 2026 estimates for a single filer with no extra deductions. Use the calculator for hourly pay, overtime, 401(k), HSA, filing status, and more.
Frequently asked questions
Does New York tax your paycheck?
Yes. New York State has a progressive income tax from 4% to 10.9%. In addition, New York City and Yonkers levy their own local income taxes on residents, which are not included in this estimate.
What is NY PFL and DBL on my paycheck?
New York requires two small payroll deductions: Paid Family Leave (PFL) at about 0.432% of wages (capped at $411.91 per year for 2026) and Disability Benefits Law (DBL) insurance at 0.5% of the first $120 of weekly wages (a maximum of about $31.20 per year).
How much is $75,000 after taxes in New York?
A single filer earning $75,000 in New York State takes home roughly $57,277 per year (about $4,773 per month) after federal tax, state tax, Social Security, Medicare, and NY PFL/DBL. New York City residents would owe additional city tax not shown here.
Does New York City have its own income tax?
Yes. NYC residents pay a separate city income tax (roughly 3.0%-3.9%) on top of state tax, and Yonkers has a surcharge. This calculator estimates federal and New York State taxes; add local tax separately if you live in those cities.
2026 tax year · Estimates only, not tax advice.
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