PayCheck Cal

Take-home pay · 2024

Paycheck Calculator

Estimate your real take-home pay after federal, state, and FICA taxes — instantly.

Your income
$
Tax details
Deductions & contributions
Pre-tax — lowers your taxable income
$%
$
$
Post-tax — taken after taxes, no tax break
$%
$
Allocation of gross pay
Breakdown

Frequently asked questions

How is take-home pay calculated?

Take-home (net) pay is your gross salary minus federal income tax, state income tax, Social Security (6.2%), Medicare (1.45%), and any pre-tax deductions like 401(k) or HSA contributions. This calculator uses 2024 federal tax brackets and the standard deduction.

What's the difference between gross and net pay?

Gross pay is your total salary before any deductions. Net pay — your "take-home" — is what actually lands in your bank account after taxes and withholdings are subtracted.

Which states have no income tax?

Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming don't tax earned wages. Selecting one of these will show $0 in state income tax.

Are these numbers exact?

They're a close estimate. Your actual paycheck can vary based on local taxes, additional withholdings, benefits, and W-4 elections. Use this as a planning guide, not as tax advice.